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Cashflow for scaffolding companies

Get paid this week
for work you did last month.

ScaffCap is a specialist finance partner for scaffolding firms. Turn your certified invoices into cash within 24 hours — without loans, personal guarantees or long contracts.

Up to 80% advanced on certified invoices
Request a call How it works
Typical clients: scaffolding companies turning over £300k–£5m, working for main contractors and larger subcontractors across the UK.

How it works

We keep it simple so you can focus on running your jobs, not chasing cash.

The basics

We buy your certified invoice and pay you most of the value today. When your client pays, we send you the balance, minus our fee.

  • Only for limited company scaffolders
  • Invoices must be approved / certified
  • Debtors: main contractors or larger subcontractors
  • No personal guarantees required

Step-by-step

Send us your certified invoice. Along with the payment certificate / QS approval.
We verify it with your client. Quick call/email to their QS or accounts payable.
We pay you up to 80%. Same day in many cases once checks are done.
Your client pays us. They pay into our account under a Notice of Assignment.
We send you the balance. Minus our agreed fee. No surprises, no extra charges.

Why scaffolders use ScaffCap

We’re built for the reality of scaffolding – monthly valuations, QS games, retention, and 45–90 day payment cycles.

High-street bank
  • ❌ Don’t like construction or scaffolding
  • ❌ Require security & PGs
  • ❌ Slow approvals (weeks/months)
  • ❌ Hard to increase limits quickly
Generic invoice finance
  • ⚠ Often want your whole sales ledger
  • ⚠ Monthly & service fees, audits
  • ⚠ Limited understanding of scaffolding nuances
  • ⚠ Contracts and minimum term commitments
ScaffCap
  • ✅ Scaffolding-focused – we get valuations & certs
  • ✅ Selective: pick which invoices to fund
  • ✅ No PGs, no lock-in, no minimums
  • ✅ Transparent 3% / 30 days pricing

Frequently asked questions

Straight answers to the things scaffolders ask us most.

Is this a loan?
No. We’re buying your certified invoice (a receivable) at a discount. It doesn’t show as a loan on your books and there are no repayments – when your client pays, we settle up and send you the balance.
How much does it cost?
Our standard fee is 3% per 30 days on the amount we advance. If your client pays in 30 days, that’s 3%. If they pay in ~45 days, it’s about 4.5%. There are no setup fees, no monthly fees, and no hidden extras.
Who can use it?
UK-based limited company scaffolding firms working B2B (no domestic work), with invoices to main contractors, councils, housing associations, or larger subcontractors. Turnover typically from £300k to £5m+.
Do you need personal guarantees?
For standard transactions, no. Our primary security is the strength of your debtor (the company paying the invoice) and the certified nature of the debt.

Let’s talk about your cashflow

Tell us who you work for and what you’re waiting to be paid on. We’ll tell you, quickly and honestly, what we can fund.

By submitting this form you agree to us contacting you about your enquiry. We won’t share your details with anyone else.

Prefer to talk it through on the phone or WhatsApp? No problem.

Phone: +44 (0)7xxx xxxxxx
Email: hello@scaffcap.co.uk
WhatsApp: +44 (0)7xxx xxxxxx

Typical first conversation:

  • Who you scaffold for
  • How long you’re waiting to be paid
  • What your next few jobs look like

If it’s not a fit, we’ll tell you quickly and straight. If it is, we’ll move fast to get your first invoice funded.